You make decisions that change the course of your financial plan every day. Big, little, simple, complex – and we know you are looking for a wealth management team to help you make great financial planning decisions. Your guide path to and through retirement will be planned with thoughtful consideration.
By sharing your life goals and values we will build a plan that reflects your short and long-term objectives, mapping out a solid path to realize your dreams. Every client’s financial plan is individually tailored and yet dynamic and adaptable to changing circumstances. Insurance, investment, and estate objectives are integrated together into a complementary blend of strategies and tools that constantly seeks to address the two fundamental questions of sufficiency and efficiency:
• “Will we have enough?” (question of sufficiency)
• “Are we making the best use of our resources?” (question of efficiency)
Everyone’s economic and life situation is unique, and I keep that in mind when providing financial security advice. I believe that personalized service is essential when matching clients with the right financial security products and services. As a Wealth Management Advisor, I am dedicated to learning about your personal goals. Together, we will use them as the foundation to build a plan focused on your unique needs. My objective is to make a positive difference in the lives of my clients through a professional one-on-one relationship. Together, we will
design a plan to preserve what they already have, prepare themselves for life’s uncertainties, and build their wealth for future generations to enjoy. My clients have three different tiers of service from which to choose how they would like to make use of my experience.
My Mission
"My mission is to help you achieve financial security for your family or business. I will work with you to identify your financial goals, suggest solutions to help you reach those goals, and show you ways to implement them. In addition, I have a special interest and passion in helping families with special needs children determine, plan and implement strategies for their family's financial security needs."
- Bob Obernesser
Are you the parent of a child with special needs?
Bob Obernesser, a member of Northwestern Mutual’s Special Steps program, is passionate about assisting families with special needs. As a parent of a parent of a child with special needs, Bob is intimately aware of the financial and emotional challenges families face while maneuvering through challenging times and processes. Bob is experienced in special needs planning including navigating third-party benefits and the legal issues involved in planning for a dependent with special needs.
Learn more about how Bob makes an impact:
- "Special Needs Planning: It's Never Too Late to Take These Four Essential Steps" - July 6, 2016, Forbes BrandVoice
- "Creating a Lifetime of Care for a Child with Special Needs" - September 21, 2015, Northwestern Mutual Insights & Ideas
Bob understands the importance of balancing the complex needs and goals of a family – from retirement to education funding along with the needs of a loved one with special needs. Call Bob to learn more about how Northwestern Mutual’s Special Steps Program can help guide you through the process to secure a future of financial security for every member of your family today.
To provide families with an in-depth and coordinated special needs planning process, Bob works as an integral part of a team of experts including National Care Advisors (NCA) who help families find and establish eligibility to optimize the benefits available to them.
Here is a list of helpful websites that you may find of interest:
- Special Needs Alliance (SNA)
- National Council on Disability (NCD)
- National Care Advisors
- Council for Exceptional Children
- A.C.E. Therapies
- Gigi's Playhouse
- Little Friends, Inc: Naperville, Illinois
- Elmhurst Life Skills Academy (ELSA)
- The National Council on Independent Living (NCIL)
The Business Corner
If you own or operate a business, Bob Obernesser recommends the following articles:
Disability and the Small Business Owner
Employer-Provided Group Life Insurance
Click here to read additional articles.
With a focused expertise on the business owner, Bob Obernesser can provide guidance for any stage of your business:
